News

6 Most Common Senior Living Arrangements

1. Senior In-Home Care Avg. $21.00 per hour for non-medical home care In-home health care is offered as a service with daily check-ups or phone calls, and emergency services on-call. In-home care is provided by a caregiving professional – this person is hired to assist the senior with the daily activities. Depending on a person’s mobility they may need direct (i.e. bathing) or in-direct care (i.e. grocery shopping). The goal is to provide basic assistance, but let seniors keep their independence. It’s a lesser alternative to assisted living or…

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Personal Finance

Secured vs. Unsecured Loans

When it comes to taking on debt, there’s two main types of loans. In today’s post we’ll review what the difference is, why you should consider a secured vs. unsecured loan, and which type your current debts fall under. #1. Secured loans A secured loan means that you need to put up an asset – such as a house or car – as security for the lender. This is considered “collateral” meaning that if you are unable to pay back the loan the lender has the legal right…

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Personal Finance

Credit Union vs. Banks

A credit union is very similar to a traditional bank – it provides loans and other financial services (checking, savings accounts, mortgages, credit cards) to its customers. Another commonality is that credit unions’ customers deposits are federally insured $250,000 per depositor. But that’s about where the similarities end. Benefits of Credit Unions While most banks are owned by shareholders and are typically for-profit organizations; credit unions on the other hand are non-profit and typically owned by their members. Since credit union members own the credit union, they get…

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Housing

Top 10 Best Home Improvements for Resale Value

The best home improvements for resale value in 2020. Choosing a home improvement project doesn’t seem hard, right? Decide which fixes add the most value for resale, and hire a contractor. But most projects actually lose money. True story. If you have enough cash to cover a full remodel you’re in a unique class. Most homeowners need a bank loan and end up paying interest rates as low as 6% and as high as 36% — your rate depends on your credit score. Best Home Improvements for Resale Below is Remodeling Magazine’s list…

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Eco-Friendly

The Home Energy Checklist

Ever since the 1980’s, energy conservation has been a hot topic of discussion. Renewable energy allows us to protect the environment, reduce waste and by-products, conserve natural resources, and save money. Today, people have become more socially responsible and with the green energy movement gaining momentum, eco-friendly has become the new norm. According to Sarah Matheson at Help Advisors, homeowners should go through a checklist of ways to save on energy costs – some are as easy to turning a dial, while others may require a trip to…

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Housing

Renting Your Home

Renting out your existing home, or vacation property comes to mind for many homeowners for a variety of reasons – money being the obvious reason. Other reasons include inability to make the monthly mortgage payments may be one, but not the best choice. After all, unless you move back in with your parents (ugh!), a monthly rent payment will still be necessary. But maybe you’ve recently gotten married, receive an inheritance or buy a new house before you are able to sell the old one. That’s when turning…

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News

NC Carpet Cleaners – Basic Myths of Carpet Cleaning

Here are a few of the most common misconceptions when it comes to false carpet cleaning claims. Myth #1 – All carpet cleaners and carpet cleaning companies are all the same. When you go for the lowest bid, watch out for the old ‘Bait and Switch’ game. Some carpet cleaning companies offer a low price to literally get their foot in the door. Once there they add on services you thought were included in the price. Myth #2 – It makes no difference which method of cleaning you…

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News

Computer Training School Opens in Asheville, NC

North Carolina News Articles / – ASHEVILLE, NC – Next summer, Asheville’s newest computer school, Data Solutions Plus, opens its doors to students of diverse ages and skill sets. Data Solutions Plus specializes in a wide range of business-user, home-user and small-business oriented classes teaching programs such as Microsoft Word, Microsoft Excel, Microsoft Outlook, Microsoft Access, Microsoft Publisher, Windows Vista and XP. Most classes are currently available as Level 1, 2, 3 courses to suit both beginner and advanced students. Data Solutions will also be offering general classes…

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